Take Home Any Gear You Want Today with No Credit Needed and Only $10 to Start!

That's right—there's no credit needed to be eligible for up to $5,000 with Acima Financing, an alternative solution to traditional financing for qualifying applicants. Approvals are instant, and a 90-Day Payment Option is available. Take home any gear today for only $10 to start, then pay off your purchase over time!

With tailored payment plans and a quick application process, Acima Financing offers an affordable way for qualifying musicians to make their purchases.

What Do I Need to Qualify?

You need the following to qualify for Acima Financing:

  • US government-issued photo ID and SS# or ITIN#
  • Three-month history with current employer or income source
  • Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more
  • No NSFs, excessive overdrafts, or negative balances on current checking account

Use Acima Financing with The Guitar Factory to get the gear you need today!

How Does It Work?

Simply follow these steps:

  1. Find the gear of your dreams, either in-store or online
  2. Text "34444" to 22462 to apply - the application is completed 100% on your phone.
  3. Once approved, we will reach out via email to finalize your lease.
  4. Sit back, relax, and enjoy your new gear!
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